VEHICLE LOANS
Personal Lending for Cars and Utes
Not Sure What You Can Afford?
WHAT IS A VEHICLE LOAN?
A car loan lets you finance the purchase of a new or used vehicle, borrowing the amount you need and repaying it over an agreed term through fixed instalments.
Depending on how the loan is structured, you may have the option to include a balloon payment – a lump sum owing at the end of the term – which lowers your regular repayments in exchange for a larger final payment. This can suit people who prefer smaller ongoing repayments or plan to trade in or refinance the vehicle when the balloon falls due.
Car loans are typically secured against the vehicle itself, which can help you access a more competitive interest rate compared to an unsecured personal loan.
Use the calculator to find out what your repayments might look like. This is only an estimate. For a customised quote, please contact us.
This is an estimate only, it does not include fees and doesn’t constitute a loan offer. All loans are subject to lender eligibility criteria. Contact Stellify for tailored advice.
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Lender Panel
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