ASSET FINANCE

WHAT IS ASSET FINANCE?

Asset finance funds the purchase of equipment, machinery, technology and tools of trade for your business. Because the loan is secured against the asset itself, you can typically access more competitive rates than an unsecured business loan. Depending on the lender and asset type, you may have the option of a balloon payment to lower your regular repayments in exchange for a lump sum owing at the end of the term.

Unlike a business loan, which funds costs not tied to a specific asset, or a line of credit, which supports ongoing day-to-day cash flow, asset finance is matched directly to the productive equipment your business needs to operate and grow.

For heavy vehicles and yellow goods specifically, see our dedicated Heavy Vehicle Finance page – different lenders specialise in this category, so it’s treated separately.

Use the calculator to find out what your repayments might look like. This is only an estimate. For a customised quote, please contact us.